The Banking Association represents the interests of its 47 member banks with around 140,000 employees vis-à-vis policymakers, banking regulators, consumer protection and the general public. As of December 31, 2022, the member institutions had a loan portfolio of around 180 billion euros - and financed 1.6 million motor vehicles by loan in 2022. The concept of the annual report sets new impulses each year with a contemporary look. For the focus topic ‘drive’, the cover page combines graphic elements with a photo. The pointed messages, topics and facts are concisely divided into three chapters. Numerous graphically prepared key figures provide information on the areas of consumer, investment and motor vehicle financing.